[Tunde meee]

Your effort is commendable and in my opinion comprehensive enough. You put my sentiments in words and may Allah increase your knowledge.

There is one I recieved recently which purpotedly informed me of the fatwa on using verses of the Quran as ringing tone. I have ignored it for the reason it gave for the fatwa and that is that if the recitation was not completed before you recieve the call it could make out another meaning. This seems reasonable but it ignored the first hadith of Al Nawawi "Actions shall be judged according to intention".